Wednesday, 9 May 2018

Passive income of April2018

Hi All,
Hope you all had a nice April.
I didn't add any new shares in April though. Still I got a chance to look on the dividend income made in April.
All together I got $511.33 in April alone. Yes, it is the money worked for me. This passive income is more than that of March's passive income.
Good news is this years total passive income is now over $1000.
I am planning to add some money to my investments in May.

How was April for you?

Wednesday, 25 April 2018

Toronto strong

Hi All,
Monday we all got stunned by the van attack. The answer to the question "Why" is slowly emerging. 
First of all, when the news flashed on the TV screen in the treatment room, I couldn't believe it. Then slowly the reality sank in.
Afternoon patients were getting late because of the delays in subway.
We don't wanted to deviate our attention because of the news. So, we changed channel. By the time I was out, the trains were not busy as usual. People were not so concerned or worried. Every one was in their own world. 

When reached home, I came to now about the terror. The stories of survivors were coming out. It felt so tragic. When Mayor was talking on the TV, there were young people behind him laughing and cheering. 

Then hubs decided to watch the games . People were having fun and were cheering for their team. It was another face of Toronto. It felt like nothing happened.

One of my patients talked about how close his son was to get hit by the van. The young boy had to witness the terror around him. He saw a lady got hit and fell on the ground. The boy cannot sleep for the last two days. 

Then, there were other people complaining about why police didn't shoot the van driver. There were others praising the cop for doing an exceptional job under stress.

How you feel about this tragedy? To me, I am not watching the news much. Just keep going as if nothing has changed. 
How you all are doing? What kind of feelings you are having?

Passive Income, March 2018

Hi All,
It is a little late to write about what March brought to me. You know, the "better late than never" thingy?

So, I am going to write about it now.  The main point of this blog is to track my own passive income.

Anyway, I found some time to look on the investments we made.
We made $212.94 in March. It is only the dividend.
It is a bit less than that of February

This years goal is to put more into TFSA and try to maximize it.
Many people suggested that if you are in the lower end of middle class, then try to maximize the TFSA. If time and money permits, do the RRSP. Since the we still have to repay the loan on first time home buyers plan, i am going to put some money in to the RRSP accounts this year.

It is the tax season! I am thinking, you guys are already filed taxes.  We finished entering all the slips. No, a final check and then just a click on the button. With all my part time works, i still owe some tax money to CRA.
My husband needs a new password to check his CRA account. He requested it almost 4 weeks before. We are still waiting...




Monday, 2 April 2018

Busy yet Frugal

Hi all,
I am still here.
But, the mood to write is not there most of the time.
a longer commute is not really fun. It is stressful.
New workplace and new boss are clearly more stress.
Anyway, the 3 month probation is over.
There was no pay increase or anything when the probation is over. We are talking about working in dental office.
I have reduced my investment activities to once a month.
When I come back in the evening, I am really tired. Then in the morning, it is again back to work.
On top of that, I got a weekend job as well. That makes me really time starved. (The job is very lovely. I enjoy every minute of it.)

But, I still find time to pack my lunch and snacks. No, I haven't got the Netflix. But, I can see myself using the dryer a bit more than I would love to. But, the electricity bill remains almost the same. The plan is to do some planning to line dry clothes.
Travel time is purely dedicated for reading ebooks and meditation.
You may wonder how can somebody do meditation in a crowded train! But, it is actually possible: Just close the eyes and listen to the noises around you. That really calms me down. Another thing is, just listening to the breathing.

Starving for time means you have no time to wander in the mall. That means not spending on unnecessary things.

The grocery shopping is done by my "better half". A lot of cooking is done on Sundays. I can see my co-workers are spending for junk food most of the days.

So how you are doing with life?

Thursday, 15 March 2018

Hi All,
Can you believe it is middle of March already?
How you are feeling about the time? It is not waiting for anything, right?
In January, I was complaining about no time to do trading during the day. I was told by my readers that after hour trading is not great.
I found out a solution. My account with the bank will let me place the buy/sell in the evening. It will get executed the next day, when the market opens.

So, in February, I bought 96 shares of Power Financial. It is one of the dividend all star companies listed by Money sense.
Great west life is a subsidiary of PWF.
Last year, each quarter they gave 41.25 cents dividend per share. This year dividend declaration date is march 23. I am waiting to see how much it will be.
What do you think of my purchase? Do you own this company?



Sunday, 11 March 2018

Passive Income of February 2018

Hi All,
The blogging is less frequent now. I know, I am not spending much time on the blog now.
My day job is interesting. I can say, I love my work. So, there are no regrets in working. 
The regret is not having a lot of time for blogging. Another regret is not spending much time on house keeping. But, I am still frugal. I pack the lunches. 
One third of the March is done. I haven't posted about my February Passive income. 
Now, here it is: I made $282.21 in February. that is not that bad. But, it is less than the passive income of January

I was reading the post by My Own Advisor about his favourite Canadian dividend stocks.  I own some of those stocks. If you haven't been to that blog, it is really worth to subscribe his blog. By posting his vie points, Mark is really helping people like me in choosing dividend stocks. 

In the next post, I will tell you about what was my newest purchase. 

Hope, you are all having a lovely weekend!

Sunday, 4 February 2018

Passive Income of January2018

Hi All,
I felt like January was never going to end. But it did and we are in February already.
Life just goes on. Everyday is a new day with new challenges. This year, I am learning to make nice whitening trays. 
Hopefully, I will find more time to spend on blog. 
It is that time to check the passive income. 
Our two TFSAs, RRSPs and one non registered account together blessed me $526.49. 
It is way better than last January
I still pack my lunch to work. Sometimes, I am just lazy and do use the dryer for laundry. 
I forced my husband to clean the Dyson so that it can work more effectively.  The big purchase for myself was a winter jacket. It was on sale. I really needed one and was thinking about it for couple of years. The next big purchase will be a winter boot: I need one with more grip on the ice. 
What is the best time to search for a winter boot? February or March? What you guys think?